Benefits of Apple Financial Service (AFS)
Commercial Credit Prompt approvals: Credit decisions can take less than an hour for transactions from $1,000 to $50,000.
Range of payment structures:
Choose plans that vary between 12 and 60 months.
Match payments to budget levels, revenue streams, or cash-flow requirements.
Incorporate software, hardware, and service and support in a single lease.
Get credit for trading in equipment.
Get help tailoring your lease from our knowledgeable AFS representatives.
Technology Lease Solutions
AFS Commercial Credit offers several lease options so businesses can select the features that are right for them.
• The Fair Market Value Lease provides horter terms and the option to upgrade to the latest technology at lease end, to purchase the equipment from AFS Commercial Credit for its then fair market value, to return the equipment, or to extend the lease at a negotiated rate. This lease offers protection from technology obsolescence.
• The 10% Purchase Option Lease allows businesses to upgrade to the latest technology at lease end, to purchase equipment at lease end for 10% of the original equipment price, to return the equipment, or to extend the lease at a negotiated rate. It’s an excellent choice for businesses that need to establish their buyout price in advance or are unsure of their future technology plans.
• The $1 Purchase Option Lease lets you purchase equipment at lease end for just $1. This plan is often used for transactions that include a large soft-cost component (for example, software, training, and installation).
Total Financing Solution
The AFS Commercial Credit lease program allows businesses to finance from $1000 to multimillions of dollars for the acquisition of hardware, software, and services from Apple and other technology companies. It’s a convenient, single source for a total technology financing solution.
Flexible upgrade options: Apple Financial Services provides future flexibility with easy upgrades.
Keep cash on hand: Financing typically requires little or no cash upfront. Keep your cash for those expenses that can't be financed or have a longer life cycle.
Get all you need for success: With Apple Financial Services, you can bundle equipment, software, services and even non- Apple technology all into one easy payment.
Manage technology obsolescence: The pace of technology advancement challenges businesses to maintain a budget while keeping up with the competition. Leasing offers the benefit of mapping your budget to keep pace with both advancement and the competition.
Tax benefits: Your business may be able to take advantage of the tax benefits that certain leases offer.